Weiser Financial Planning offers ongoing financial planning services, tax planning, and investment management services carefully tailored to suit the needs of busy professionals and families. Our goal is to reduce the stress and confusion out of your financial life, so you can focus on enjoying more of the things that you love to do.
Comprehensive Financial Planning
A comprehensive financial plan serves as a road map for your financial life. To create your plan, we will start with a discussion about your financial needs and goals in order to get a clear picture of where you want to go. We want to really learn about you as a person and what's important to you.
Once we have a good understanding and have helped you identify your goals, we will help you understand your current financial picture and assess where you are today. From there we will help identify the potential risks and roadblocks that could get in your way.
There is a great deal of substance to a plan like this. Once your plan is in place, our work is not done, but rather it’s just beginning. We will break it down into manageable pieces starting with your highest priority and most important items.
We will meet in-person or virtually as often as necessary until you are comfortable with your plan and your required action steps. We will continue to monitor your progress with periodic review meetings each year, and we always encourage clients to reach out whenever unexpected life events occur and circumstances change.
COST: Financial Planning fees vary based on complexity with a minimum annual fee of $6,000. *Please note: Financial planning is an ongoing service. We do not provide one-time or hourly engagements.
Investment Management
Let’s Face the facts: Financial success is complicated.
You might have an investment portfolio you manage yourself, a 401(k) from your previous employer, and even a few insurance policies purchased over the years.
Do they all work together? Or are the pieces of your financial life operating independently without a plan?
Relax. We Have Good News! Investment Management services are provided on a fee-only basis which means that we are paid directly by our clients and not compensated by any commissions nor product sales. We provide institutional quality investment management to our clients by leveraging technology combined with the personal service and attention you deserve.
COST: Our fees range between .65% - .95% of assets under management (AUM). Financial Planning Services are included when AUM >$650,000.
Why is Tax Planning Important? It doesn’t matter how much you earn, but rather how much you keep at the end of the day. Taxes touch every part of your financial life. Your tax return is a financial fingerprint - it’s completely unique to you with personal details and information all buried in dozens of pages and forms. Understanding your current (and future) tax situation equips you to strategically plan so that you can maximize your after-tax returns.
Tax Planning
Annual tax projections
Paycheck withholding adjustments and quarterly estimated tax payments
Long-term tax projections and short-term analysis
Integration of tax planning with investment management
Tax loss harvesting and managing capital gains
Strategic Roth conversion recommendations
Retirement distribution tax coordination
Charitable giving and gifting strategies
Affordable Care Act premium tax credit maximization
Medicare Part B and D premium surcharge planning (IRMAA)
Collaboration with your CPA or tax professional
One team to manage your finances, investments, & taxes to help make sure you retire comfortably and plan for your future.
