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Spring Cleaning for Retirement

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Spring Cleaning for Retirement

Much like the arrival of spring, retirement can be a time of fresh starts and new beginnings. Navigating this major $Lifeline transition can also give retirees an opportunity to "spring clean" more than just our overstuffed closets and garages. Retirees can clean out the things in life that no longer bring them joy and make room for more growth, more fulfillment, more memories, and more Return on Life.

Start by looking back on your career and identifying what you liked most about your job. Then, think about how you can clear away the things that made work feel like work, such as:

What March Madness Can Teach Us About Your Financial Plan

What March Madness Can Teach Us About Your Financial Plan

Who's the "Cinderella" team that you predict with bust brackets in this year's March Madness?

Everyone loves a good underdog story, but the history of the Big Dance tells us that the clock strikes midnight more often than not. There are more than 350 schools in Division 1 men's basketball. But 62 of the 84 National Championship games played since 1939 have been won by only 15 teams, headed by perennial powerhouses UCLA (11 titles), Kentucky (8), North Carolina (6), Connecticut (6), Duke (5), and Indiana (5). A hot streak might propel a surprise school through an extra round or two of the tournament. But much like a solid financial plan, schools that have consistently built their programs for the long run tend to get the best results.

Here are three more traits of successful teams that can make your financial program a consistent winner.

Focus on Consistency for a Better ROL

Focus on Consistency for a Better ROL

The most impactful investments tend to be those that we make consistently over time. When we stick to a plan and keep checking off the items on our to-do lists, our efforts compound and build towards the results that we want.

Think about how being consistent in these three areas could help you achieve your long-term goals and improve your Return on Life (ROL).

Balancing Ambition and Wellbeing

Balancing Ambition and Wellbeing

Without ambition, our goals would likely stay small and unrealized. We need that extra drive to push ourselves to new heights and boost our Return on Life in multiple areas. 

But too much ambition can harm our physical and emotional health, which, ironically, can make it that much harder to accomplish the things we're sacrificing so much to pursue. If you focus all your energy, every moment of every day, on one single activity, you're much more likely to burn out.

Ask yourself these three questions to find a healthier balance between ambition and wellbeing that will help you experience a more well-rounded version of success.

Don't Let Comfort Cost You: Status Quo Bias

Don't Let Comfort Cost You: Status Quo Bias

Many of us are naturally inclined to resist change, especially when it comes to our finances. This tendency is known as status quo bias, where we prefer things to stay the same, even if changing our approach might lead to better outcomes. Whether it’s holding onto underperforming investments, sticking with outdated financial strategies, or avoiding necessary adjustments to retirement plans, this bias can negatively impact your financial well-being. Here are 3 reason we resist change…

5 Estate Planning Considerations

5 Estate Planning Considerations

Creating a comprehensive estate plan is a key step in ensuring your wishes are honored and your loved ones are cared for after you’re gone. Estate planning can make all the difference between peace of mind and turmoil during an already difficult time. While it might feel daunting, breaking it into manageable steps can simplify the process. Here are five important estate planning considerations to help guide you.

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Take a Retirement Test Drive

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Take a Retirement Test Drive

When we think about retirement, we often focus on financial readiness. But an equally important aspect is how you’ll spend your time. Without the structure of a job, it’s essential to have a plan for how you’ll spend your time. One way to prepare is to test-drive your retirement lifestyle before making the big leap. Here’s how to maximize your Return on Life (ROL) and start discovering your ideal retirement routine...