First Holiday Following Your Divorce?

First Holiday Following Your Divorce?

Five Things You Should Do This Year

This year is definitely different from year's past with the Covid-19 pandemic. It may feel even more uncomfortable and lonely if this is your first holiday season since your divorce.

Is this it? Is this the first time since the birth of your kids that you will be forced to spend at least part of the holiday without your children? That's no fun and the first year will prove to be the hardest. Although it will be very different, the entire holiday season doesn’t have to be bad. Here are a few tips.

The Backdoor Roth IRA

The Backdoor Roth IRA

How to Contribute to a Roth IRA Even if Your Income is Too High

Roth Individual Retirement Accounts (IRA) are attractive investment accounts because of the tax-free income that they provide with qualified withdrawals. However, many higher-income earners are not eligible to contribute to a Roth IRA.

Fortunately, there is a strategy to navigate around this – often referred to as the "Backdoor Roth IRA". The process involves opening a traditional IRA, making your desired contribution - up to the annual maximum amount, and then later convert the funds to a Roth IRA…

Should You Change Your Investing Strategy

Should You Change Your Investing Strategy

With the market volatility over the past 3 months, many investors are asking, "Should I be changing my investments?

There is no one-size-fits answer, but some tweaks might make sense.


Disciplined investors create a diversified portfolio of investments that are not all directly correlated to each other. Wise investors take this one step further and adjust their portfolios as market cycles shift. A consistent buy-and-hold strategy might be far more risky than one that involves tactical shifts according to the season.