Balancing Ambition and Wellbeing

Balancing Ambition and Wellbeing

Without ambition, our goals would likely stay small and unrealized. We need that extra drive to push ourselves to new heights and boost our Return on Life in multiple areas. 

But too much ambition can harm our physical and emotional health, which, ironically, can make it that much harder to accomplish the things we're sacrificing so much to pursue. If you focus all your energy, every moment of every day, on one single activity, you're much more likely to burn out.

Ask yourself these three questions to find a healthier balance between ambition and wellbeing that will help you experience a more well-rounded version of success.

Don't Let Comfort Cost You: Status Quo Bias

Don't Let Comfort Cost You: Status Quo Bias

Many of us are naturally inclined to resist change, especially when it comes to our finances. This tendency is known as status quo bias, where we prefer things to stay the same, even if changing our approach might lead to better outcomes. Whether it’s holding onto underperforming investments, sticking with outdated financial strategies, or avoiding necessary adjustments to retirement plans, this bias can negatively impact your financial well-being. Here are 3 reason we resist change…

5 Estate Planning Considerations

5 Estate Planning Considerations

Creating a comprehensive estate plan is a key step in ensuring your wishes are honored and your loved ones are cared for after you’re gone. Estate planning can make all the difference between peace of mind and turmoil during an already difficult time. While it might feel daunting, breaking it into manageable steps can simplify the process. Here are five important estate planning considerations to help guide you.

Take a Retirement Test Drive

Take a Retirement Test Drive

When we think about retirement, we often focus on financial readiness. But an equally important aspect is how you’ll spend your time. Without the structure of a job, it’s essential to have a plan for how you’ll spend your time. One way to prepare is to test-drive your retirement lifestyle before making the big leap. Here’s how to maximize your Return on Life (ROL) and start discovering your ideal retirement routine...

Status Quo Bias: The Cost of Being Too Comfortable

Status Quo Bias: The Cost of Being Too Comfortable

Many of us are naturally inclined to resist change, especially when it comes to our finances. This tendency is known as status quo bias, where we prefer things to stay the same, even if changing our approach might lead to better outcomes. Whether it’s holding onto underperforming investments, sticking with outdated financial strategies, or avoiding necessary adjustments to retirement plans, this bias can negatively impact your financial well-being.

What’s Your Financial “Why” for the New Year?

What’s Your Financial “Why” for the New Year?

With wealth comes an expansive list of financial opportunities: paying down debt, upgrading homes, maximizing retirement savings, or supporting future generations. The real question isn’t what’s possible, but what’s most important.

This is where clarity and intentionality come into play. Financial planning, done properly, helps you make choices in alignment with your values.

Establishing the “why” behind your wealth can provide a helpful foundation. What does financial success mean to you? Is it about flexibility and independence? Generational legacy? Giving back to your community? Your “why” serves as your guidepost, helping you prioritize and sequence your financial goals.

The Real Answer to Your Financial Questions: It Depends

The Real Answer to Your Financial Questions: It Depends

When it comes to personal finance, one of the most common—and frustrating—answers you’ll hear is, “It depends.” Whether you’re asking about the best way to invest, how much you should save for retirement, or how to minimize your tax burden, the response is often the same. And while “It depends” might seem like a cop-out, it’s actually the most honest and accurate answer anyone can give. Here’s why - your financial situation is unique and personal to you…

Raising Resilient Heirs

Raising Resilient Heirs

Giving kids and grandkids a leg up in the world is often an important goal of legacy planning. But just how easier should an "easier" life really be? If your legacy plan provides your heirs with too comfortable of a cushion, they may not gain the resilience they'll need to overcome challenges that money alone can't fix.

Encourage your loved ones to push themselves in these three ways and they'll learn how to carry on your family's legacy while also improving their Return on Life.