Please click on the following link for a full review of the 2019 Annual Market Report
2020 Contribution Limit Changes & the Secure Act
Understanding the changes for 2020 so you can maximize your retirement
With the new year comes some new changes to retirement plans starting January 1, 2020. Between the Internal Revenue Service announcing cost-of-living adjustments for tax year 2020 and the new Secure Act, there is a lot to digest.
Here are the highlights:
IRS Cost-of-Living Adjustments
Detailed in Notice 2019-59 and posted on IRS.gov, the IRS is increasing the contribution limits to 401(k) and other retirement plans starting January 1, 2020, including:
Year-End Charitable Giving
A list of things to consider as you think about year-end charitable donations
With its blinking lights, family traditions, and festive music, December is the most wonderful time of the year. And according to Charity Navigator, the month of December really is wonderful because December sees approximately 30% of all annual charitable giving.
Despite the greatest of intentions, many will inevitably make mistakes in how they give, especially if they wait until the last minute. So, here is a list of things for you to think about as you consider your year-end charitable donations…
Key Questions for the Long-Term Investor
Whether you’ve been investing for decades or are just getting started, at some point on your investment journey you’ll likely ask yourself some of the questions below.
Trying to answer these questions may be intimidating but know that you’re not alone. Your financial advisor is here to help. While this is not intended to be an exhaustive list it will hopefully shed light on a few key principles, using data and reasoning, that may help improve investors’ odds of investment success in the long run.
Market Commentary - 3rd Quarter 2019
Please click on the following link for a full review of the 3rd quarter Market Report - Q3 2019
Market Commentary - 2nd Quarter 2019
Please click on the following link for a full review of the 2nd quarter Market Report - Q2 2019
How to Invest at the Top of the Market
As the stock market has reached all-time highs, it may have crossed your mind about getting in the game or even grabbing your share during market pullbacks. Beware as investment decisions during periods like this are challenging because the biggest enemies in money management – fear and greed – influence your decisions at times like these.
With a bull market now into its tenth year despite frequent threats of a looming correction, how can you avoid making rash decisions amid market highs?
Market Report Q1 2019
Please click on the following link for a full review of the first quarter Market Report - Q1 2019
Umbrella Policies - Extra Coverage and Peace of Mind
Additional insurance to protect your assets and future
Why doesn’t anyone ever suggest that your shouldn't buy an umbrella liability policy? It seems like additional overall security for pennies. Sure, you can spend pennies paying for something you don’t need or will never use, but isn’t that the argument against all insurance? Let’s run some numbers and see if this kind of policy protects you.
As a financial planner we help people make wise money decisions, including protection of what you’ve accumulated over the years or are about to accumulate. To those ends, an umbrella liability policy adds another layer of insurance to your home and auto liability coverage. Umbrella liability usually comes in increments of $1 million and costs about…
