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Are you feeling the crunch?
With the holidays in full swing, the stress from all that planning, shopping, entertaining, and travelling might be starting to mount. And in between wrapping presents and baking cookies, you still have work to do, your kids still need help with school, and your heart still needs that 30-minute morning run.
Here are four tips to help you turn down the stress so that you can get more Return on Life from your holidays.
Do your Christmas gifts spark joy? The answer is usually “YES!” on Christmas morning or at a holiday party when we unwrap our presents and watch others enjoy their gifts as well. But once the New Year rolls around many of those gifts are fighting for closet space with holiday decorations and all the stuff we keep meaning to donate. And one thing that definitely doesn't "spark joy" is household clutter.
While the shine tends to wear off presents much faster than we expect, many researchers have concluded that spending money on experiences rather than stuff can create more meaningful and lasting happiness. This holiday season, consider putting money towards one of these gifts to create memories that will boost the Return on Life for years to come.
Creating a bucket list can be a great way to visualize your long-term money goals and -- more importantly -- start checking them off. But as the science linking giving to happiness grows stronger, many people have started creating charitable bucket lists that can help improve their Return on Life for themselves, their communities, and people in need.
Here are three ideas for filling your own giving bucket that could connect your money to your life in more meaningful ways.
Stay ahead of the markets with timely insights by uncovering the latest on the global economy, geopolitics and retirement, among other timely investment ideas - Student of the Market - November 2022
When managing personal finances and investments, people frequently exhibit irrational behavior for different reasons. If you’re one of these folks, be fair to yourself: It doesn’t even take a spate of market zigzags like we saw recently to prod you into questionable decisions.
Everyone makes choices about money nearly every day – how to earn, spend, save, invest and so on. Sometimes you pick wisely, sometimes harmfully. Some decisions, particularly those regarding when and where to invest, whipsaw from wise to harmful and back, depending on when you reached your conclusion and when you took the plunge.
Please click on the following link for a full review of the 2022 3rd Quarter Market Review
A hammock on the beach. Your favorite chair in the living room. Waking up when you feel like it. A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day.
After a lifetime of working 40 hours per week, this scenario sure sounds appealing to many soon-to-be retirees. But the surprising reality is that a life of unstructured leisure can create stress, strain spousal relationships, and lead to feelings of uselessness and depression.
When today’s successful retirees stop working, they learn the “ART” of retirement. It’s about Activity, Relationships, and Time. They experiment. They try new things. They make new connections. And eventually, they create a new daily routine focused on the people and passions that make their lives fulfilling.
Stay ahead of the markets with timely insights by uncovering the latest on the global economy, geopolitics and retirement, among other timely investment ideas - Student of the Market - October 2022
Planning Financially For Retirement Can Help Make Aging More Comfortable
Yes, there are some good things that often come with being old such as increased happiness, less stress, better marriages and deeper friendships. You don’t always hear these things however since people tend to focus on the negatives of aging.
How old is “old?” Is 60 the new 40? 80 the new 60? I think this question is relative to how someone feels and perceives themselves. Still, I am old enough to know from personal experience that the body begins to slow down and fall apart as we age. I also know from working with clients that aging can be expensive. One of the biggest threats to your retirement nest egg, besides the possibility of outliving it, is the high cost of care for increasing health needs. Here are 5 things that actually get better with age:
You might be thinking about retiring, but how do you know when you are really ready for it mentally and financially? For decades, the common retirement age was 65. This is also the same age you become eligible for Social Security and Medicare. But things are different today. Answer these five questions to find out how, when, and if you should retire:
